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You'll have 2 months after you get both Part A and Part B for the first time to join a plan. Join any Medicare Advantage Strategy with or without drug protection. The month after you join the plan. October 15-December 7. Join, drop, or switch to another Medicare Advantage Plan with or without drug coverage (or include or drop drug coverage). Change from Initial Medicare to a Medicare Advantage Strategy from a Medicare Benefit Strategy to Original Medicare.

Within the very first 3 months you get Medicare.Switch to another Medicare Benefit Plan with or without drug protection. Drop your Medicare Advantage Plan and return to Initial Medicare.

Varies. Just for certain circumstances that occur in your life, like transferring to a brand-new address, losing or changing your present coverage, getting Medicaid, or getting Extra Help to pay drug expenses. Discover more about Unique Registration Periods. Depending on your circumstance: Sign up with a Medicare Advantage Plan (with or without drug coverage) or Medicare drug planSwitch to another planIf you register for Part A and/or Part B throughout an Unique Enrollment Period due to the fact that of an extraordinary scenario, you'll have 2 months to sign up with a plan or switch to another strategy.

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Usually, the first of the month after the plan gets your request. Other times when you can join a health or drug strategy.

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On August 25, 2026, CMS launched the "Medicare Advantage and Part D Enrollment and Disenrollment Assistance" memorandum via HPMS to announce the updates to the registration and disenrollment guidance for MA and Part D plans for 2027. A quick summary of the guidance updates, and the updated appendices, model notifications, and exhibits for MA and Part D strategies are offered in different files.

Strategies may, additionally, utilize the updated guidance for AEP registrations reliable January 1, 2027. This page includes registration and disenrollment assistance for Part D plan sponsors and other celebrations interested in the policy and operational aspects of Part D plan registration and disenrollment. The guidance on this page covers the enrollment and eligibility provisions set forth at 42 CFR 417, Subpart K, 42 CFR 422, Subpart B and 42 CFR 423, Subpart B.

To join Part D strategy, a specific must: Have Medicare Part A (Hospital Insurance Coverage) or Part B (Medical Insurance Coverage). Reside in the service area of the plan you desire to sign up with. Be a U.S. person or legally present in the U.S.Complete an enrollment request during a valid election duration. There are 6 types of election durations: Preliminary Registration Duration for Part D (Part D IEP)Initial Coverage Election Duration (ICEP)Yearly Coordinated Election Period (AEP)Medicare Advantage Open Registration Period (MA OEP)Open Enrollment Duration for Institutionalized People (OEPI)Unique Election Periods (SEPs).

Individuals entitled to Medicare Part A or enrolled in Part B are eligible for Prescription Drug Plans (PDPs). The recipient must have both Parts A and B coverage to enlist in a Medicare Advantage Part D (MA-PD) plan. Furthermore, dual-eligible participants and beneficiaries with minimal income and resources who receive both Medicare and Medicaid are needed to enroll in a Medicare prescription drug program to preserve coverage for prescription medication.

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Filter to Enter your list of prescription drugs (names, dosages, frequency)The tool will reveal you plans available in your area, with approximated costs (premiums, out-of-pocket)Use filters or sort by "lowest expense," "star rating," etc, to discover strategies that match you When you select a plan: Click under the plan you desire.

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(National Council on Aging)Validate your individual and Medicare informationProvide any plan-specific information if promptedSubmit the enrollmentNote: In some cases, enrollment might reroute you to the strategy's own website to complete. After registering, you should get confirmation and can check enrollment status by means of your accountThe protection reliable date depends on when you register (for instance, enrolling throughout the open registration duration gives coverage starting January 1 of the next year) If your earnings and resources are limited, you might receive, which minimizes your Part D expenses (premiums, deductibles, copays). You can make an application for Bonus Aid via or by calling SSA.